Buy Now, Pay Later
With Credit Direct

We make it easy to buy what you need now and spread
payments in up to six monthly instalments.


For Salary and Non-Salary Earners

Spread your payment for up to 6 months.

Up To

₦1,000,000

In Credit

1,000+

Products to Choose

ZERO

Paperwork Required

QUICK

Application Process

What You’ll Need To Apply

We’ve made it simple. Just have these documents handy

Active bank account

Helps assess your eligibility.

BVN

For quick ID verification.

Active email address

To receive important updates.

BVN-registered phone number

For OTP verification.

Employment and personal information

To understand your income flow.

Active ATM card

For easy down payment and future instalments.

To be eligible you must…

Live or work in Nigeria

Be between 22 and 58 years old.

Possess a clean Credit Bureau Report.

Not have a history of returned cheques in your account.

Possess a verifiable monthly income.

Run an account (Current or Savings) with a commercial Bank in Nigeria, with over 6 months bank statement.

Present one recent passport photograph (within the last 6 months)

Possess a valid Proof of Identification (current ECOWAS Passport, National Identification, Driver’s License or Voters ID)

How It Works

Follow the steps below.

Add device to your cart.

shop the gadgets you need on renzmart.ng and add them to your cart

Select Credit Direct at checkout.

Choose “Pay on Installment with CreditDirect”
payment option during Checkout

Verify Your Account

Verify your account either through BVN or through your bank

Confirm your eligibility and loan limit.

After verification, you will receive a notification to show if you are eligible for buy now pay later, and your credit limit

Choose a repayment plan that works for you.

Select your device financing duration and make a 30% initial payment according to your order

Complete your purchase and enjoy!

Complete your order, and wait for us to deliver your order as swift as possible

Frequently Asked Questions

Got a question about about Buy Now Pay Later?

Buy Now, Pay Later (BNPL) is a type of short-term financing that lets consumers make purchases and pay only a small upfront amount and repay the balance overtime. This offers more ease in purchasing commercial or lifestyle assets.

When you apply for BNPL (whether offline or online), the application and decisioning process takes about 30 minutes or less, after which you get a decision on whether or not it has been approved. When the requirements are met and it is approved, you can proceed to get your item from the vendor immediately.

With Buy Now, Pay Later (BNPL), you can get what you want today and spread the cost over several payments, giving you financial flexibility. You get to enjoy a better shopping experience with increased purchasing power and satisfaction.

You can finance a product of up to N1million Naira.

No, It’s all done trough our website www.renzmart.ng

Buy Now, Pay Later (BNPL) is a type of short-term financing that lets consumers make purchases and pay only a small upfront amount and repay the balance overtime. This offers more ease in purchasing commercial or lifestyle assets.

When you apply for BNPL (whether offline or online), the application and decisioning process takes about 30 minutes or less, after which you get a decision on whether or not it has been approved. When the requirements are met and it is approved, you can proceed to get your item from the vendor immediately.

With Buy Now, Pay Later (BNPL), you can get what you want today and spread the cost over several payments, giving you financial flexibility. You get to enjoy a better shopping experience with increased purchasing power and satisfaction.

You can finance a product of up to N1million Naira.

No, It’s all done trough our website www.renzmart.ng